Beware of the Mortgage Penalty

Posted on Jun 08, 2020

A common misconception about breaking your mortgage with your lender says that your penalty is about 3 months of mortgage payments. That couldn't be further from the truth. 

However, when signing up for that new mortgage, the information and paperwork will easily overwhelm and buyers are so focussed on getting the best rate, that the penalty for brea...

Read More

CMHC Makes Major Changes

Posted on Jun 08, 2020

If you have less than 20% down payment for the purchase of your home, CMHC is about to make it harder for you to qualify for a mortgage.
CMHC, The Canada Housing and Mortgage Corporation, is a mortgage insurance provider for people without at least 20% to put down on their home. They are probably the most popular insurer used by Canadians when purch...

Read More

Cleaning Hacks

Posted on Aug 09, 2018

Recently, I was helping a client prepare his home for sale. This is something that I do frequently, whether my clients need help with furniture placement, organization or just whatever. 
When I insisted that the bathtub needed to be cleaner better, he confessed to me the many different products he had tried that did not work. I asked him to humour me...

Read More

Elephants!

Posted on Sep 25, 2017

I love elephants, don't you? While this is a bit off topic, I found the cutest video, a trailer for a documentary. Who knew, how much these adorable, intelligent creatures enjoyed music. You may want to have a tissue handy!  https://youtu.be/XfZfEkrhX1A

Read More

If you're going to paint, make it count!

Posted on Sep 25, 2017

So often I go into listings that are advertised as being freshly painted only to discover that while, yes it is fresh paint, a blind monkey could have done a better job. Not to pick on handicapped monkeys. If you're planning on slapping on paint, then let me save you some time. Don't even bother. A terrible paint job takes more effort to undo than...

Read More

The debate over the Saddle Dome continues.

Posted on Sep 25, 2017

Should tax payers fund a professional sports venue? How will it benefit the citizens of Calgary? Who really should pay for these things? An opinion on how many Calgarians are feeling.
http://www.macleans.ca/opinion/the-calgary-flames-want-half-a-billion-dollars-from-taxpayers-just-say-no/

Read More